Just like any home, mobile homes are vulnerable to a wide variety of accidents, many of which might be difficult to foresee. Recovery from Incidents that occur to your mobile home can be expensive. Acquiring a mobile home insurance policy can help to limit potential out-of-pocket expenses following an accident. 

What Is Mobile Home Insurance? 

Similar to homeowners insurance, mobile home insurance exists to protect you from paying high out-of-pocket costs following accidents such as vandalism, collisions or weather-related incidents. Your insurer will provide you with a certain amount of financial assistance to aid with accident-related costs in exchange for an insurance premium. You will most likely have to pay a deductible for your policy, which is a designated out-of-pocket cost you’ll pay until your insurance kicks in. 

What Does Mobile Home Insurance Cover? 

Although coverage may vary depending on a variety of factors, a mobile home insurance policy might generally look like the following: 

• Coverage for your actual mobile home and any adjacent structures on your premises (attached patio, deck, shed, etc.)—this typically protects against losses due to fire, windstorm damage, and damage from falling objects, lightning and explosions.
• Personal property protection will typically cover losses for removable property such as electronic equipment, bicycles, furniture and clothing up to a certain amount. 
• Personal liability protection covers losses if someone is injured or something is damaged on your property. A policy may pay for medical expenses for non-residents of your home and damages or defense costs as a result of covered accidental incidents.
• Loss of use of your mobile home 

For more information about potential coverages and benefits to include in your policy, be sure to reach out to one of our agents at Mr. Auto Insurance today. 

Reach Out Today 

If you are a mobile home owner near Haines City, Florida, we can help you out. The agents at Mr. Auto Insurance are dedicated to helping mobile home owners learn more about insurance policies so they can decide on the right coverage for their mobile homes. 

Reach out to our agency today at 888-249-5464 to learn more.